Memorial and Other Funds
Managed by Scholarship America

Scholarship America manages and administers the following Memorial and Other Funds that provide assistance for postsecondary education for 9/11 families. These Funds are managed and administered separately from the Families of Freedom Scholarship Fund and have separate eligibility criteria.

Except where noted, application for assistance from these Funds requires an application that is different from the application used for the Families of Freedom Scholarship Fund. Eligible applicants should contact Scholarship America to inquire about the application process.

Memorial Funds

The Abraham Zelmanowitz-Edward Beyea Memorial Scholarship Fund
Provides scholarships for the children of Empire BlueCross BlueShield employees and the children of Empire BlueCross BlueShield consultants who died on 9/11.

Calyon Financial Inc. World Trade Center Memorial Scholarship Fund (formerly Carr Futures, Inc.)
Provides financial assistance for the education of the children of Carr Futures, Inc. employees or temporary workers killed on 9/11.

The Firefighter Michael Paul Ragusa Memorial Scholarship Fund
Provides scholarships for the children of firefighters employed by various named New York City fire companies who survived the events of 9/11.

Freddie Mac MBS Mega Scholarship Fund
Established to honor the legacy of individuals killed on 9/11 who were contributors to the tremendously successful market for mortgage-backed securities. The Fund provides educational assistance to financially needy dependents, including children and spouses, of those killed or permanently disabled as a direct result of the attacks and rescue activites on 9/11. Please note that eligibility for this Fund is limited to the spouses and children of employees of Cantor Fitzgerald; Sandler O’Neill; and Keefe, Bruyette and Woods. (Applicants to this Fund may use the Families of Freedom Scholarship Fund application form.)

The September 11, 2001 American Express Employees Memorial Scholarship Program
Provides scholarships for children of American Express employees killed on 9/11.

Other Funds

CFA Institute 11 September Memorial Scholarship Program
CFA Institute and The Research Foundation of CFA Institute have established a scholarship program to assist permanently disabled victims of the 9/11 attacks and dependent children, spouses and domestic partners of those persons who died or were permanently disabled as a direct result of the 9/11 attacks, who plan to pursue education in college or vocational school programs now or in the future. Scholarships are offered each year for part-time or full-time study for finance, economics, accounting or business ethics majors at an accredited institution of the student’s choice.

Scholarship recipients are selected on the basis of academic record, demonstrated leadership and participation in school and community activities, honors, work experience, statement of goals and aspirations, unusual personal or family circumstances, and an outside appraisal.

Financial need as calculated by Scholarship America must be demonstrated for the student to receive an award. If selected, the student will receive an award of up to $25,000, depending on financial need. Awards are not renewable, but students may reapply to the program each year they meet eligibility requirements. Awards are for undergraduate study only, and are granted without regard to race, color, creed, religion, age, gender or disability. Contact for more information.

Twin Towers Fund Scholarship Program
Former New York Mayor Rudolph W. Giuliani established, and many other individuals made contributions to, the Twin Towers Fund. The purpose of the Twin Towers Fund is to provide educational assistance for the families of uniformed services personnel and civilian rescue workers who lost their lives on 9/11 at the World Trade Center or during rescue operations. The Twin Towers Fund subsequently made a gift to Scholarship America for the purpose of establishing the Twin Towers Fund Scholarship Program, which provides scholarships for postsecondary education for Twin Towers Fund beneficiary families. Financial need is not a consideration for payment of awards from the Program, and eligible individuals receive a set award amount each year for a maximum of four years, indexed for inflation.

The United Kingdom 9/11 Scholarships Fund
This fund was established jointly by the British Council and the World Trade Center Disaster Fund. The Fund provides awards for study in higher or further education in the United Kingdom to children or dependents of victims of the terrorist attacks on the United States on September 11, 2001. The British Council is the United Kingdom’s international organization for educational opportunities and cultural relations.

Scholarships are offered for full-time study leading to a degree (undergraduate or graduate), or the equivalent, at a recognized institution in the United Kingdom (England, Scotland, Wales, or Northern Ireland). There are no restrictions on age, nationality, or on country of residence . Applicants must have lost a parent or guardian as a result of the terrorist attacks, be able to demonstrate need, hardship, or distress, and be in good academic standing.

Eligible applicants must complete the registration process for the Families of Freedom Scholarship Fund to be eligible to apply for the UK 9/11 Scholarships Fund. Residents of the United States are to submit applications to Scholarship America; residents of other countries, including the United Kingdom, are to submit applications to the British Council.

U.S. Applicants, contact:
UK 9/11 Scholarships
Scholarship America
One Scholarship Way
St. Peter, MN 56082
Phone: 877-862-0136

More information and the appropriate forms are available at

For callers outside the United States, dial (001) 877-862-0136

U.K. Applicants, and Applicants from all countries outside the U.S., contact:
UK 9/11 Scholarships
British Council, Development Services
58 Whitworth Street
Manchester M1 6BB
United Kingdom
Chetna Tejura
Phone: +44 (0) 161 957 7490
Robin Vidler
Phone: +44 (0) 161 957 7599

For questions regarding eligibility, please contact Scholarship America by phone, fax or email.
Phone: 1-877-862-0136 (toll free)
Fax: 1-507-931-8924




“If I could talk to the donors who contributed to the Families of Freedom Fund, I would tell them that whatever they gave in any amount or in any form will never be forgotten. It will always be appreciated because it really did help this family."
-- Eileen, who used her Families of Freedom scholarship to attend law school after her husband passed away; three of their six children, to date, have also received Families of Freedom help.

Visit our Freedom Stories section to read inspiring stories from our families.